Manager / Sr/ Manager - Internal Audit Retail Banking

Job Summary
We are seeking an internal audit professional with retail banking experience across risk, market risk, credit risk and regulatory frameworks. The role will provide independent assurance over retail banking processes, controls and risk management frameworks.
Key Responsibilities

• Plan and execute risk-based internal audits across retail banking products, operations and support functions.
• Assess credit risk, market risk, operational risk and internal control effectiveness.
• Review risk governance, CRC/credit risk processes, limits, monitoring and escalation mechanisms.
• Evaluate implementation and effectiveness of Basel frameworks and related risk controls.
• Assess compliance with internal policies, regulatory requirements and risk appetite.
• Identify control gaps, develop audit findings and agree remediation actions with management.
• Review data, MI and risk reporting for completeness, accuracy and reliability.
• Track remediation and report significant risk and control issues to senior management/audit committees.

Key Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business, Information Security, Computer Science or a related discipline, as applicable.
• Strong experience in risk-based internal audit, banking risk, Basel-related controls and audit methodology.
• Relevant experience within banking or financial services, with direct exposure to the functional area.
• Strong analytical, stakeholder management, reporting and problem-solving skills.
• Working knowledge of banking risk, governance, controls and regulatory requirements relevant to the role.
• Professional certifications relevant to the function (e.g., CA/ACCA/CFA/FRM/CIA/CAMS/CISA/CISM/CISSP) are preferred where applicable.

Preferred Industry Exposure
Retail Banking, banking/financial services, with direct exposure to internal audit and relevant banking products, processes and regulatory requirements.